Our First Blog Post: Lunch Routine

Our First Blog Post: Lunch Routine

April 30, 2020


We hope this finds you well, safe and healthy.

Well, this is blog entry number 1.  Our beloved team member, Brittany, has been on me to do a blog for some time now.  Here we are.  Let’s get started.

A lot of us have taken inventory of our lives and our livelihoods and felt grateful for all we have.  We’ve focused on things that we can control, versus things beyond our control.

It’s also driven us to do things differently.  I’d like to share a personal story about a positive benefit of this situation:  My lunch routine.

Admittedly, I go out for lunch most weekdays.  Somehow, I got this stuck in my head that it was more convenient for me to go out than to pack a lunch.  Well, after nearly 2 months of brown bagging, here is what I found:

  • I actually prefer to pack my lunch.
  • Easier, healthier, quicker.
  • Significant savings of almost $50 / week.
  • Let’s say I spend $50 per week on lunches out. That’s about $2500 per year.  $2500 invested per year for the next 20 years invested at 5% compounded = $89,298.  This approx. 90k could be used to create monthly income in retirement.    Not bad for a simple change in my routine.

I’m sure you have found similar efficiencies in your budget?

  • Have you found that you’re spending less?
  • What do you think you could do without on a regular basis moving forward?
  • Possibly, this has created an opportunity to add more to your existing financial goals or begin accumulating for a new goal such as a major purchase.

What a great time to update your budget and make a positive change that has a long lasting impact.  Check out our “Managing your Lifestyle” for more tips:


For now, pack your lunch and we look forward to seeing you soon!


The hypothetical investment results are for illustrative purposes only and should not be deemed a representation of past or future results. This example does not represent any specific product, nor does it reflect sales charges or other expenses that may be required for some investments.

This is meant for educational purposes only.  It should not be considered investment advice, nor does it constitute a recommendation to take a particular course of action. Please consult with a financial professional regarding your personal situation prior to making any financial related decisions.