1. Are you a fiduciary?

Of course, every advisor on our team is a fiduciary*! In fact, as fiduciaries, we have a fundamental obligation to act in the best interest of our clients and owe our clients a duty of loyalty and good faith at the time of making investment recommendations …and beyond.

*When providing advisory services.

2. How much do you charge?

Simply put, around 1% per year. Depending on your needs, investment objectives, and overall goals, we may assist our clients with brokerage services, investment advisory services, or in many cases - both. There are important differences to each including cost and the services we provide. Choosing the right investment accounts are a personal choice and the options should be taken seriously. Please click below to learn more about what is included in each type of relationship.

Features & Benefits

3. Do you offer access to technology?

Technology and personal account management can be a big factor in choosing an advisor, as many investors look for the greatest transparency in following their account online. Here are the two complimentary platforms our clients have access to:

Online Account Access: LPL AccountView

Account View is a technology that gives our clients a simple and convenient way to access their financial accounts anytime, anywhere on any device. It can accessed through a web browser or a mobile app to check investment portfolio account balances, download statements, along with other convenient features.

Financial Planning Software: WealthVision

WealthVision is a powerful engine that generates comprehensive financial planning analytics—calculating cash flow projections, modeling “what-if” scenarios, and generating alerts when adjustments may need to be made. 

4. What are your credentials?

  • Certified Financial Planners (CFP) x 3
  • Certified Divorce Financial Analyst (CDFA)
  • Certified Financial Analyst (CFA)
  • Chartered Mutual Fund Counselor (CMFC) x2
  • Masters in Business Administration (MBA)
  • Accredited Asset Management Specialist (AAMS)
  • Accredited Wealth Management Advisor (AWMA)
  • Financial Paraplanner Qualified Professional (FPQP)

5. How do you decide on Asset Allocation?

Our custom strategies are created using Modern Portfolio Theory (MPT) and the efficient frontier to maximize returns for every unit of risk. While taking into account a clients’ goals, needs, and timeframe, a client’s risk tolerance is created looking at both the client’s ability and willingness to take on risk. From there, an optimal asset allocation is selected for each client’s unique set of circumstances.

6. Will I work with anyone else on your team?

Our team consists of both licensed advisors and advisor associates with different specializations. Please know that our team structure is designed to ensure our clients receive specialized guidance where needed. With this structure, our clients may speak with multiple associates. This is intentional and designed to add value to their situation. 

What other questions can we answer for you?

Thank you!